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General Liability Products

General Liability Products

LIU recognises the particular and diverse needs of the Asian business spectrum - and restricted cover is not one of them. Our products feature broad cover as standard, and we work with brokers and clients to craft flexible wordings that offer clients enhanced and customised protection in an increasingly litigious environment. 

Combined General & Products Liability 

The standard features of our new General and Products Liability wording in Asia offer broad and relevant cover, and we welcome the opportunity to customise wordings to suit individual client’s needs. We will even write policies with a nil deductible and multiple reinstatements to the policy limit.

At a glance:

  • Worldwide jurisdiction 
  • Care, Custody and Control from US$500,000
  • Automatic Financial Loss Extension (products only) from US$250, 000
  • One automatic reinstatement of the Product Liability Limit
  • US exports cover
  • Broader definitions of Injury and Damage
  • Professional Indemnity cover (when not for a fee)
  • Advertising Injury
  • Sudden and Accidental Pollution cover (including cleanup costs).
Upstream and Downstream Oil & Gas Contractors General Liability

Our SafeStream product offers comprehensive specialist liability cover for contractors in the offshore and onshore oil and gas industry, allowing them to honour their contractual obligations and service their clients without interruption or delay.

At a glance:

  • Designed specifically for contractors in the offshore and onshore oil and gas industry
  • Covers work undertaken in construction and ongoing maintenance
  • Covers work undertaken on watercraft, including loading/unloading
  • Covers third party claims arising from injury or damage to property
  • Optional employer’s liability covers common law claims by foreign employees
  • Worldwide jurisdiction
  • On- and offshore protection
  • No terrorism exclusion
  • Covers sudden and accidental pollution events and testing, monitoring, and cleanup costs
  • Covers care, custody and control
  • Covers damage to principal’s existing properties.
Project-Specific Construction Liability

At a glance:

  • Any construction period (including those >5 years)
  • Up to 10 years’ Maintenance/Defects Liability and/or Completed Operations cover
  • Track record in offshore oil and gas.
Umbrella/Excess Liability

At a glance:

  • US$50m capacity
  • Worldwide jurisdiction
  • Ability to schedule a wide range of underlying policies.
Environmental Impairment Liability

At a glance:

  • Covers pollution conditions
  • Fixed site coverage
  • Contractor’s coverage.
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